Financial Planning

Overview

INCA programs are a meaningful professional investment. Thoughtful financial planning can help you choose the right program, timing, and payment approach so you can fully engage in the learning experience. Thinking About Education as a Professional Investment Many nurses approach INCA programs not as a short-term expense, but as an investment in long-term professional growth. INCA students commonly enroll with goals such as: Expanding clinical and communication skill sets Increasing career sustainability and satisfaction Moving into leadership, education, or coaching-informed roles Building a foundation for private practice or independent work (within scope) Creating greater impact with patients, clients, and communities Viewing tuition through this lens can help clarify both program selection and timing. Planning for Tuition Tuition varies by program based on structure, faculty involvement, and instructional depth. When planning financially, many students consider: The level of support and engagement they want (cohort-based vs. self-paced) The time commitment they can realistically make Whether they plan to complete multiple programs over time How the program aligns with current or future professional goals Some nurses choose to start with a comprehensive program, while others begin with a specialty program and build gradually. Payment Options INCA offers multiple payment options at enrollment to support different financial situations. Available options may include: Credit card (pay in full) PayPal (PayPal may offer a 6-month interest-free option, subject to credit approval) Klarna (subject to Klarna eligibility and terms) Partial.ly payment plans, when available Payment options are selected during checkout and vary by program. Partial.ly Payment Plan Considerations If you choose a Partial.ly payment plan: A 5% administration fee applies Payments are automatically processed on scheduled dates You are responsible for maintaining an active payment method Missed payments may result in course access temporarily locking Certificates of completion are withheld until payment plans are paid in full Payment plans are managed directly through Partial.ly, where you can update payment methods and view your agreement. Employer Reimbursement and Professional Development Funding Approximately 25% of INCA students receive employer reimbursement or professional development funding. If your employer offers education benefits, it may help to: Review reimbursement policies early Submit requests prior to enrollment or program start dates Provide documentation outlining accreditation, contact hours, and educational outcomes View employer reimbursement resources Planning for Multiple Programs Some nurses plan to complete more than one INCA program over time. INCCP alumni receive a small discount on all specialty programs Programs are enrolled in separately to ensure proper access and certification Spacing programs out can help balance time, focus, and finances Getting Support With Planning Financial planning is personal, and there is no one-size-fits-all approach. INCA Admissions Specialists are board-certified nurse coaches and INCCP alumni who understand both the educational experience and the practical considerations of enrollment. They can help you: Compare programs based on goals and timeline Understand tuition and payment options Plan enrollment in a way that feels sustainable Book a call with an Admissions Specialist Create an Admissions support ticket here